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Commerce Division of Financial Institutions  
 

CHECK CASHERS

The Division of Financial Institutions regulates check cashers in Ohio pursuant to Sections 1315.21 to 1315.30 and 1315.99 of the Ohio Revised Code.

Forms

• Licensing

No person shall engage in the business of cashing checks for a fee without first obtaining a license.

Instructions and the forms required to apply for a check casher license can be obtained at http://www.com.ohio.gov/fiin/CCForms.aspx . The Division will investigate the applicant to determine they meet all the statutory requirements for licensure under the act.

Licenses must be renewed annually. Each check cashing office location must be individually licensed. If an office is to be relocated, the licensee must obtain a new license from the Division prior to conducting business at the new location.

• Compliance

Licensees are responsible for understanding and complying with the applicable statutes. The Division will periodically examine licensees for compliance with Ohio law and has the power to issue subpoenas in the process of conducting examinations and investigations.

In addition, the Division may deny applications for registration, revoke, suspend, or refuse to renew certificates of registration, or impose fines against licensees pursuant to the Ohio Administrative Procedures Act, Chapter 119 of the Ohio Revised Code.